by Kary@BeerBusinessFinance.com | Mar 17, 2020 | Financial
Best wishes to everyone at this extremely difficult time. I find that building a good spreadsheet can help take my mind off of things, if only for a little while. With that being said, below is a quick video along with a cash flow and financial re-forecasting...
by Kary@BeerBusinessFinance.com | Mar 12, 2020 | Financial
Brewbound recently ran this Craft Brewery Financial Training article on brewery metrics. Sharing it here in case you missed it. How to Use Brewery Metrics to Improve Financial Results Brewery metrics and key performance indicators are used to benchmark and compare...
by Kary@BeerBusinessFinance.com | Feb 27, 2020 | Financial
A financial pro forma is a forward looking projection of brewery financial results. Sales, margins and operating expenses need to be estimated. Net income and EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) need to be calculated. In summary,...
by Kary@BeerBusinessFinance.com | Feb 26, 2020 | Financial
Loan covenants are promises you make to the bank. These covenants may include a debt service ratio and some kind of ‘leverage ratio’, such as debt to net worth. The first step is to understand what the covenants are and how to calculate them. Next, make...
by Kary@BeerBusinessFinance.com | Feb 20, 2020 | Financial
The Short Course on How to Finance your Craft Brewery goes live at the end of the month. Topics covered: Brewery Financing Basics: Loan Terms, Loan Types, Typical Loan Structures Working with Lenders: How they evaluate breweries, What they need from you, How to make...
by Kary@BeerBusinessFinance.com | Feb 17, 2020 | Financial
Everyone loves brewery metrics, benchmarks, and key performance indicators. These numbers help brewery owners and managers measure and compare financial results to achieve optimum cash flow and profitability. Here’s what you’ll see in the webinar: Brewery...