{"id":9103,"date":"2022-06-06T07:26:29","date_gmt":"2022-06-06T11:26:29","guid":{"rendered":"http:\/\/199.250.223.35\/~craftbrewery\/?p=9103"},"modified":"2022-03-28T15:54:48","modified_gmt":"2022-03-28T19:54:48","slug":"brewery-financing-series-key-lending-terms","status":"publish","type":"post","link":"https:\/\/craftbreweryfinance.com\/oldversion\/brewery-financing-series-key-lending-terms\/","title":{"rendered":"Brewery Financing Series: Key Lending Terms"},"content":{"rendered":"<p>The language of the banker can be confusing. There are so many terms and acronyms, it&#8217;s hard to understand the financing process.<\/p>\n<p>In this post and short video we&#8217;ll review what the key lending terms are, why you need to know, and how to use them to so you can put together the best loan structure for your business.<\/p>\n<p><strong>Key Topics<\/strong><\/p>\n<ul>\n<li>Loan to value (LTV) ratio<\/li>\n<li>Principal and interest (P&amp;I)<\/li>\n<li>Term of loan and amortization period<\/li>\n<li>Bank covenants (promises to the bank&#8230;that you don&#8217;t want to break)<\/li>\n<\/ul>\n<p><strong>Watch the short video Brewery Financing Basics: Key Lending Terms<\/strong><\/p>\n<p><iframe src=\"https:\/\/player.vimeo.com\/video\/693259544?h=9b13b243dd\" width=\"640\" height=\"360\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>P.S. Get the Brewery Financing online course included with your subscription to <a href=\"https:\/\/craftbreweryfinance.com\/oldversion\/downloads\/craft-brewery-finance-monthly-subscription\/\">Craft Brewery Financial Training<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The language of the banker can be confusing. There are so many terms and acronyms, it&#8217;s hard to understand the financing process. In this post and short video we&#8217;ll review what the key lending terms are, why you need to know, and how to use them to so you can put together the best loan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_meta":"","_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-9103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial"],"_links":{"self":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts\/9103"}],"collection":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/comments?post=9103"}],"version-history":[{"count":0,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts\/9103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/media\/9104"}],"wp:attachment":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/media?parent=9103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/categories?post=9103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/tags?post=9103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}