{"id":11476,"date":"2023-11-27T07:04:30","date_gmt":"2023-11-27T11:04:30","guid":{"rendered":"https:\/\/craftbreweryfinance.com\/oldversion\/?p=11476"},"modified":"2023-11-07T13:24:07","modified_gmt":"2023-11-07T17:24:07","slug":"brewery-financial-tools-to-make-decisions-about-debt","status":"publish","type":"post","link":"https:\/\/craftbreweryfinance.com\/oldversion\/brewery-financial-tools-to-make-decisions-about-debt\/","title":{"rendered":"Brewery Financial Tools to Make Decisions About Debt"},"content":{"rendered":"<p>&#8220;If you would know the value of money, go and try to borrow some.&#8221; -Ben Franklin<\/p>\n<p><strong>Here are two financial tools that may be useful when making a decision about borrowing money for your brewery:<\/strong><\/p>\n<p><em>Financial pro forma<\/em><\/p>\n<p>This <a href=\"https:\/\/craftbreweryfinance.com\/oldversion\/wp-content\/uploads\/2023\/10\/CBFT-Financial-Pro-Forma-Summary.xlsx\">tool<\/a> answers the question: Will the cash flow of my business support the re-payment of this loan?<\/p>\n<p><em>Debt service coverage and leverage ratios<\/em><\/p>\n<p>This <a href=\"https:\/\/craftbreweryfinance.com\/oldversion\/wp-content\/uploads\/2023\/10\/CBFT-Key-Metrics-Banking-and-Financing-Loans.xlsx\">tool<\/a> answers the question: What financial promises am I making to the bank, and what do I need to do in order to keep them?<\/p>\n<p>Below is a short explainer video: How to use the financial pro forma and debt service\/leverage ratios.<\/p>\n<div style=\"padding: 56.25% 0 0 0; position: relative;\"><iframe style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%;\" title=\"CBFT Tools to Make Debt Decisions\" src=\"https:\/\/player.vimeo.com\/video\/878851867?h=d263b8323b&amp;badge=0&amp;autopause=0&amp;quality_selector=1&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\"><\/iframe><\/div>\n<p><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script><\/p>\n<p><strong>P.S. Learn more about the\u00a0<a href=\"https:\/\/www.bbfassociation.org\/bbfa-breweries\" target=\"_blank\" rel=\"noopener\">network<\/a> of beer industry financial professionals: the Beer Business Finance Association. We talk about brewery debt, funding, and cash flow all the time!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;If you would know the value of money, go and try to borrow some.&#8221; -Ben Franklin Here are two financial tools that may be useful when making a decision about borrowing money for your brewery: Financial pro forma This tool answers the question: Will the cash flow of my business support the re-payment of this [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11483,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_meta":"","_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-11476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial"],"_links":{"self":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts\/11476"}],"collection":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/comments?post=11476"}],"version-history":[{"count":4,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts\/11476\/revisions"}],"predecessor-version":[{"id":11511,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/posts\/11476\/revisions\/11511"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/media\/11483"}],"wp:attachment":[{"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/media?parent=11476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/categories?post=11476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/craftbreweryfinance.com\/oldversion\/wp-json\/wp\/v2\/tags?post=11476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}